Purchase or Refinance

First time buyer? Ready to refinance the one you already own? Buying a second home? After 40 years of business, we can help make home buying efficient AND enjoyable.

• Experienced lenders
• Competitive rates
• Creative solutions for your specific needs

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PURCHASE OR REFINANCE COSTS INCLUDED BUT NOT LIMITED TO:

• Origination Fee
• Appraisal Fee
• Fixed Interest Rate
• Homeowners Insurance
• Flood Insurance
• Attorney Fees and Title Insurance

Prices vary. Fee estimate given after application is completed.

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APPLICATION AND DOWNLOADABLE PACKAGE

Don't Forget! DO NOT submit your application and required documents via email. Click the button below to securely send us your sensitive information.

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• Application - completed and submitted through a third party website. Registration required.
• Package with a checklist and remaining required documents

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CHECKLIST OF NEEDED DOCUMENTS - fillable form package with more details linked above.

• Consumer Loan Application
• Personal Financial Statement
• E-SIGN Disclosure Agreement
• Color copy of all Borrower’s/Guarantor’s Driver’s License
• Last two years of Borrower’s Personal Tax Return with W-2’s and/or last 2 years 1099s and K-1s 
• Last two years of Business Tax returns if Borrower owns 25% or more of business (if applicable) 
• Last two pay stubs (must represent 30 days) 
• Last two months of bank statements 
• Mortgage Statement (if second mortgage) 
• Purchase Agreement and copy of Earnest Money Check 
• Name of Attorney or Title Company you would like to use for closing 
• Copy of Homeowner’s Insurance and Flood Insurance (if applicable)
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A Bank of St. Francisville representative will respond to your application submittal within one business day.

Your questions are welcome! Click the button below to make an appointment and talk with a loan officer.

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NMLSR Information

The following employees of Bank of St. Francisville (NMLS ID 438247) are registered with the NMLS as Mortgage Loan Officers:

• Whitney Boyd: 1463945
• Aimee Cook: 1658275
• Janis J Crutchfield: 512583
• Douglas Dupont: 1325487
• Walker Magruder Field, Jr: 2483217
• Angelice Fried: 2264922
• Denise George: 2375124
• Melvin S Harvey, Jr: 517218
• H. Carter Leak, IV: 1255182
• Ricky Sparks: 1702048

Bank of St. Francisville’s lending area includes the West Feliciana, East Feliciana, East Baton Rouge, West Baton Rouge, Pointe Coupee parishes, as well as Wilkinson County in Mississippi.

*For anyone looking to buy, build or refinance a home, we encourage you to make use of the "Home Loan Toolkit" by clicking HERE.