BUILDING YOUR DREAM HOME SHOULDN'T BE A HASSLE.
At Bank of St. Francisville, we know navigating the details, contracts, and red tape of homebuilding is overwhelming. For over 40 years, we’ve helped our West Feliciana community sow deep roots.
As the preferred lender at Parker District, we can do the same for you.
LAND/LOT LOAN
- Up to 100% financing*
- Interest rate – as low as 3.49% Fixed Annual Percentage Rate*
- No Origination Fee
- Appraisal not required
- Title Insurance not required for the 1st year
Application
Needed documents - fillable form package with more details linked above.
- Consumer Loan Application
- Personal Financial Statement
- E-SIGN Disclosure Agreement
- Color copy of all Borrower’s/Guarantor’s Driver’s License
- Last two years tax returns with W-2’s and supporting schedules (3 years of tax returns if self-employed)
- Last two pay stubs (must represent 30 days)
- Purchase Agreement
CONSTRUCTION LOAN
- 1 year interest only
- Financing provided up to a BSF permanent mortgage commitment letter or 85% of appraised value
- Interest rate – as low as 4.125% Fixed Annual Percentage Rate*
- Discounted Origination Fee
- Title Insurance not required
Application
Needed documents - fillable form package with more details linked above.
- Consumer Loan Application
- Personal Financial Statement
- E-SIGN Disclosure Agreement
- Color copy of all Borrower’s/Guarantor’s Driver’s License
- Last two years tax returns with W-2’s and supporting schedules (3 years of tax returns if self-employed)
- Last two pay stubs (must represent 30 days)
- Builder’s Contract
- Contractor Profile Report (see attached)
- Breakdown of construction costs
- Digital copy of plans or blueprints
* Well qualified borrowers receive the best rate. Contact a BSF loan officer to discuss qualifications.
A Bank of St. Francisville representative will respond to your application submittal within one business day.
Your questions are welcome! Click the button below to make an appointment and talk with a loan officer.
NMLSR Information
The following employees of Bank of St. Francisville (NMLS ID 438247) are registered with the NMLS as Mortgage Loan Officers:
- Whitney Boyd: 1463945
- Aimee Cook: 1658275
- Janis J Crutchfield: 512583
- Douglas Dupont: 1325487
- Walker Magruder Field, Jr: 2483217
- Angelice Fried: 2264922
- Denise George: 2375124
- Melvin S Harvey, Jr: 517218
- H. Carter Leak, IV: 1255182
- Ricky Sparks: 1702048
Bank of St. Francisville’s lending area includes the West Feliciana, East Feliciana, East Baton Rouge, West Baton Rouge, Pointe Coupee parishes, as well as Wilkinson County in Mississippi.
Don't Forget!
DO NOT submit your application and required documents via email. Instead, use this link or click the button below to securely send us your sensitive information.
