BUILDING YOUR DREAM HOME SHOULDN'T BE A HASSLE.
At Bank of St. Francisville, we know navigating the details, contracts, and red tape of homebuilding is overwhelming. For over 40 years, we’ve helped our community sow deep roots. As the preferred lender for the Highlake development, we can do the same for you.
We offer land/lot and construction loans, as well as permanent financing options such as conventional mortgages, and one-time close loans. Click the "Make an Appointment" button below to talk about the best options for you with a BSF loan officer.
LAND/LOT PURCHASE LOAN
- Up to 95% financing
- 1 year Interest only
- No Origination Fee
- Appraisal not required
- Title Insurance not required for the 1st year
Click here for more details and to start the application process.
CONSTRUCTION ONLY LOAN
- 1 year interest only
- Up to 95% financing
- Lot equity may be applied to down payment
- Discounted Origination Fee
- Title Insurance not required
- Can be refinanced with permanent financing see below
Click here for more details and to start the application process.
ONE-TIME CLOSE LOAN
The below applies to conventional financing for loans of $548,250.
- 1 year interest only during construction period
- Up to 95% financing
- Lot equity may be applied to down payment
- Discounted Origination Fee
- Modified to long term fixed-rate financing upon completion
Click here for more details and to start the application process.
PERMANENT FINANCING
Conventional Mortgage Loan - Easily move from our construction loan to permanent financing with a long-term, fixed-rate on loans up to $548,250.
- Competitive rates
- Creative solutions for your specific needs
- Up to 95% financing
- Or finance 80% and pair with a Home Equity Line of Credit and have a low cost line of credit when you need it.
Click here for more details and to start the application process.
Jumbo Loan - A long-term, fixed-rate conventional mortgage options for loans over $548,250.
- Competitive rates
- Creative solutions for your specific needs
- Up to 90% financing
Click here for more details and to start the application process.
A Bank of St. Francisville representative will respond to your application submittal within one business day.
Your questions are welcome! Click the button below to make an appointment and talk with a loan officer.
NMLSR Information
Douglas Dupont (NMLSR # 132548) is registered with an NMLS Mortgage Loan Officer with Bank of St. Francisville (NMLS ID 438247).
Bank of St. Francisville’s lending area includes the West Feliciana, East Feliciana, East Baton Rouge, West Baton Rouge, Pointe Coupee parishes, as well as Wilkinson County in Mississippi.
Don't Forget!
DO NOT submit your application and required documents via email. Instead, use this link or click the button below to securely send us your sensitive information.
