Commercial Real Estate Lending

Commercial Real Estate Lending

Purchase, refinance, or renovate–without the hassle.

Navigating the details, contracts, and red tape of business ownership is overwhelming. For over 40 years, BSF has helped our West Feliciana business community sow deep roots. Let us do the same for you.

We offer unique solutions for the following:

  • Home Construction – Pre-sold & Spec
  • Acquisition and Development
  • Multifamily Construction Loans
  • Commercial Construction
  • Investment Property Loans
  • Renovations
  • Commercial Lot Loans

APPLICATION AND DOWNLOADABLE PACKAGE

Don't Forget! DO NOT submit your application and required documents via email. Click the button below to securely send us your sensitive information.

CHECKLIST OF NEEDED DOCUMENTS FOR A PRE-EXISTING BUSINESS- fillable form package with more details linked above.

  • Business Loan Application
  • Current Personal Financial Statement (less than one year) for all owners including contingent liabilities
  • E-SIGN Disclosure Agreement
  • Articles of Incorporation/Bi-Laws
  • Operating Agreement
  • Tax ID Number / Secretary of State papers
  • Last three years Business Financial Statement (Balance Sheet and P & L Statement)
  • Last three years Business Tax Returns with supporting schedules
  • Current Personal Financial Statement (less than one year) for all owners including contingent liabilities
  • Last three years Personal Federal Income Tax Return with supporting schedules with K-1’s and W2’s
  • Tax Returns on entities that generate passive income(25% ownership or more in a company)
  • Business Summary / History
  • Aging’s of Accounts Receivable and Payable as of the date of the interim financial statement (will need on a quarterly basis if loan is originated)
  • Rent Rolls on all rental property(will need on a quarterly basis if loan is originated)

CHECKLIST OF NEEDED DOCUMENTS FOR A NEW BUSINESS- fillable form package with more details linked above.

  • Business Loan Application
  • Articles of Incorporation/Bi-Laws
  • Operating Agreement
  • Tax ID Number / Secretary of State papers
  • Copy of Driver’s License for all borrowers/guarantors
  • Last three years Personal Federal Income Tax Return with all schedules included with K-1’s and W2’s
  • Tax Returns on entities that generate passive income(25% ownership or more in a company)
  • Business Plan (including proforma financial statements)
  • Aging’s of Accounts Receivable and Payable as of the date of the interim financial statement(will need on a quarterly basis if loan is originated)
  • Rent Rolls on all rental property(will need on a quarterly basis if loan is originated)

A Bank of St. Francisville representative will respond to your application submittal within one business day.

Your questions are welcome! Click the button below to make an appointment and talk with a loan officer.

NMLSR Information

The following employees of Bank of St. Francisville (NMLS ID 438247) are registered with the NMLS as Mortgage Loan Officers:

  • H. Carter Leak, IV: 1255182
  • Janis J. :: 512583
  • Kellye F. Cornette: 512288
  • Melvin S. Harvey, Jr.: 517218
  • Aimee Cook: 1658275
  • Douglas Dupont: 1325487

Bank of St. Francisville’s lending area includes the West Feliciana, East Feliciana, East Baton Rouge, West Baton Rouge, Pointe Coupee parishes, as well as Wilkinson County in Mississippi.

Aimee Cook

V.P. Commercial and Mortgage Lending

Melvin Harvey, Jr.

V.P. Commercial Lending