Business Lending

Whether you need to move quickly on a strategic opportunity or meet your working capital needs, working with a community bank means creative solutions to fund your growth. Together, let’s make your business goals a reality.

• Working Capital Lines of Credit
• Business Equity Line of Credit
• Agricultural Loans
• Equipment Financing
• Leasehold Improvement
• Endorsed Guaranteed Loans
• CDs and Savings Securities Loans

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SBA Solutions

‍Some business loans financed by Bank of St. Francisville may be suitable for SBA. SBA-guaranteed loans traditionally offer more favorable terms. A variety of benefits and program features are available for qualifying businesses. For product offerings by Bank of St. Francisville, please make an appointment with one of our lenders by clicking the button below.

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APPLICATION AND DOWNLOADABLE PACKAGE

• Package with checklist, application, and required forms

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CHECKLIST OF NEEDED DOCUMENTS FOR A PRE-EXISTING BUSINESS- fillable form package with more details linked above.

• Business Loan Application
• Current Personal Financial Statement (less than one year) for all owners including contingent liabilities
• E-SIGN Disclosure Agreement
• Articles of Incorporation/Bi-Laws
• Operating Agreement
• Tax ID Number / Secretary of State papers
• Last three years Business Financial Statement (Balance Sheet and P & L Statement)
• Last three years Business Tax Returns with supporting schedules
• Last three years Personal Federal Income Tax Return with supporting schedules with K-1’s and W2’s
• Tax Returns on entities that generate passive income(25% ownership or more in a company)
• Business Summary / History
• Aging’s of Accounts Receivable and Payable as of the date of the interim financial statement (will need on a quarterly basis if loan is originated)
• Rent Rolls on all rental property(will need on a quarterly basis if loan is originated)

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CHECKLIST OF NEEDED DOCUMENTS FOR A NEW BUSINESS- fillable form package with more details linked above.

• Business Loan Application
• Current Personal Financial Statement (less than one year) for all owners including contingent liabilities
• E-SIGN Disclosure Agreement
• Articles of Incorporation/Bi-Laws
• Operating Agreement
• Tax ID Number / Secretary of State papers
• Copy of Driver’s License for all borrowers/guarantors
• Last three years Personal Federal Income Tax Return with all schedules included with K-1’s and W2’s
• Tax Returns on entities that generate passive income(25% ownership or more in a company)
• Business Plan (including proforma financial statements)
• Aging’s of Accounts Receivable and Payable as of the date of the interim financial statement(will need on a quarterly basis if loan is originated)
• Rent Rolls on all rental property(will need on a quarterly basis if loan is originated)

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A Bank of St. Francisville representative will respond to your application submittal within one business day.

Your questions are welcome! Click the button below to make an appointment and talk with a loan officer.

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NMLSR Information

The following employees of Bank of St. Francisville (NMLS ID 438247) are registered with the NMLS as Mortgage Loan Officers:

• Whitney Boyd: 1463945
• Aimee Cook: 1658275
• Douglas Dupont: 1325487
• Walker Magruder Field, Jr: 2483217
• Angelice Fried: 2264922
• Denise George: 2375124
• Melvin S Harvey, Jr: 517218
• H. Carter Leak, IV: 1255182
• Ricky Sparks: 1702048

Bank of St. Francisville’s lending area includes the West Feliciana, East Feliciana, East Baton Rouge, West Baton Rouge, Pointe Coupee parishes, as well as Wilkinson County in Mississippi.

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Don't Forget!

DO NOT submit your application and required documents via email. Instead, use this link or click the button below to securely send us your sensitive information.