Terms & Conditions

Terms and Conditions

You are currently viewing Bank of St. Francisville’s web page (bsf.net) or a page of a related website belonging to Bank of St. Francisville.  Bank of St. Francisville is a wholly owned subsidiary of St. Francisville Bancshares Inc.  Bank of St. Francisville maintains this Website for itself. 

This Website and any of the services provided by Bank of St. Francisville in connection with this Website (the “Services”) are being provided to you expressly subject to these Terms and Conditions, which govern your use of this site. Please read these Terms and Conditions carefully. By accessing this Website you agree to be bound by these Terms and Conditions.  “Services” under these Terms and Conditions include financial services for consumers and businesses and business services offered to you directly by Bank of St. Francisville, and additional services available to you from independent third party service providers accessed through navigation from the Website.

Bank of St. Francisville reserves the right to modify these Terms and Conditions at any time without notice, but the most current version of the Terms and Conditions will always be available to you by clicking on the “Terms and Conditions” link at the bottom of each web page. If you find the Terms and Conditions unacceptable at any time, you may discontinue your use of the Services. By continuing to use the Services after the date of any change to these Terms and Conditions, including accessing the Site, you agree to be bound by the rules contained in the most recent version of this agreement.

If you are enrolled in Bank of St. Francisville’s internet banking:

  • Your use of the internet banking or mobile banking services is governed by our Internet-Banking Agreement and related addendums.
  • If there is a conflict between these Terms and Conditions and the Internet- Banking, the Internet-Banking Agreements control.

Bank of St. Francisville reserves the right to modify or terminate the Services and the Website or to terminate your access to the Services and Website, in whole or in part, at any time.

Links To Other Websites

The Website may contain links to Websites controlled or offered by third parties. Bank of St. Francisville hereby disclaims liability for any other company's Website content, products, privacy policies, or security. In the event you choose to use the services available at a linked site, you agree to read and adhere to the policies and terms of use applicable to that site. In addition, any advice, opinions, or recommendations provided by the linked site providers are those of the providers and not of Bank of St. Francisville. Your participation in any linked site, including payment for and the delivery of goods or services, is based solely on the agreement, if any, between you and the linked site provider.

Securities Law Disclosures

The information herein is not an offer to sell, or to solicit an offer to purchase any securities by anyone in any jurisdiction in which such offer or solicitation is not authorized, or in which Bank of St. Francisville or the person making such an offer is not qualified to do so, or to anyone to whom it is unlawful to make such an offer or solicitation, or to anyone in any jurisdiction outside of the United States.

Investment products and services, including, but not limited to securities (including mutual funds) and annuities, are (i) not bank deposits and are not FDIC insured, (ii) not obligations of or guaranteed by Bank of St. Francisville and (iii) products that involve investment risks, including the possible loss of the principal amount invested.

Restrictions on Use

All of the pages and screens on the Website are owned and controlled by Bank of St. Francisville except as otherwise expressly stated. You are authorized to view the information available on the Website for your informational purposes only.

Limitation of Liability - Disclaimer

THE SERVICES ARE OFFERED ON AN "AS IS," "WHERE IS" AND "WHERE AVAILABLE" BASIS, WITH NO WARRANTY OF ANY KIND-WHETHER EXPRESS, IMPLIED OR STATUTORY-INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF TITLE OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. THIS DOES NOT AFFECT THOSE WARRANTIES WHICH INCAPABLE OF EXCLUSION, RESTRICTION OR MODIFICATION UNDER THE LAWS APPLICABLE TO THIS AGREEMENT.

YOU ACKNOWLEDGE THAT NEITHER BANK OF ST. FRANCISVILLE NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE SERVICES OR THE WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES OR THE WEBSITE, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS OR CONTENT OF ANY INFORMATION, SERVICE, OR MERCHANDISE PROVIDED THROUGH THE SERVICES AND THE WEBSITE. BANK OF ST. FRANCISVILLE DOES NOT ENDORSE PRODUCTS OR SERVICES APPEARING ON LINKED SITES OR PURCHASED VIA LINKED SITES. (THIS DOES NOT AFFECT ANY MANUFACTURER'S WARRANTIES THAT THE PROVIDERS OF THE LINKED SITES OTHERWISE OFFER.)

EXCEPT AS SPECIFICALLY PROVIDED IN THIS AGREEMENT OR WHERE THE LAW REQUIRES A DIFFERENT STANDARD, YOU AGREE THAT BANK OF ST. FRANCISVILLE IS NOT RESPONSIBLE FOR ANY LOSS, PROPERTY DAMAGE OR BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE SERVICES OR THE WEBSITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, BANK OF ST. FRANCISVILLE WILL NOT BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL, ECONOMIC OR OTHER DAMAGES ARISING IN ANY WAY OUT OF THE INSTALLATION OR USE OF THE SERVICES, THE SITE, ANY ON-LINE SERVICES OR INTERNET BROWSER SOFTWARE, INCLUDING LIABILITY ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM.

Indemnification

You agree to defend, indemnify and hold harmless Bank of St. Francisville and their respective directors, officers, employees and agents from and against all claims and expenses, including attorneys' fees, arising out of your violation of these Terms and Conditions or misuse of the Service or this Website, including such violation or misuses conducted by your employee or agent, if applicable.

Governing Law

Bank of St. Francisville, a wholly owned subsidiary of St. Francisville Bancshares Inc. a banking corporation chartered under the laws of the State of Louisiana, maintains this Website for itself. Accordingly, your general use of this Website is subject to the terms and conditions herein which shall be interpreted according to Louisiana law, without regard to its conflict of law provisions.  However, your use of the Internet-Banking Services shall be subject to the terms and conditions in those Internet-Banking Services agreements and addendums that you have accepted as a condition of gaining access and using such Internet-Banking Services.