Savings are the foundation of your financial security.  Good money management requires that you reserve funds for life's unexpected occurrences, as well as for those special purposes you have in mind.  And smart money management means putting your money in the right kinds of accounts and ensuring they deliver maximum earning power

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Minimum deposit to open an account is $100.00.

Minimum Balance Interest
Rate
Monthly Charge
$250 and above Market No monthly Fee
$101 to $249 Market $1.00
Below $101 -0- $2.00

Withdrawals:  One free per month, then $2.00 per withdrawal.  Early closeout charge of $20.00 applies to accounts closed within 6 months of opening.  Duplicate passbook is available for $3.00.

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We offer competitive rates on Certificates of Deposit with terms of 30 days to five years.  Minimum required deposit of $1,000.00.   Call now for our current interest rates.

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Christmas Club Savings Accounts can be opened in denominations of $5.00, $10.00, or $20.00.  Applications to open a club account are taken starting November 1 of each year, and deposits are made on a weekly basis through October 31 of the next year.  Accounts accrue market rate interest which is added to your check at the end of the 50 weeks.

$5.00 x 50 weeks = $250.00 plus interest
$10.00 x 50 weeks = $500.00 plus interest
$20.00 x 50 weeks = $1,000.00 plus interest

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