Your checking account is an important tool in
managing your personal and business finances, providing convenience and safety as well as
record keeping capabilities. Choosing the right checking account is also important.
Bank of St. Francisville makes it simple for you, with a variety of accounts
tailored to meet your specific needs.
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If you write more than 20 checks per month, you may
be interested in our personal checking account.
| Minimum Balance |
Monthly Charge |
| $750 and above |
No monthly charge |
| $600 to $749 |
$3.00 |
| $400 to $599 |
$5.00 |
| $200 to $399 |
$7.00 |
| $199 to
$-0- |
$9.00 |
| Below $-0- |
$12.00 |
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An insured investment account is like a savings
account with checks.
Minimum
Balance |
Interest
Rate |
Monthly
Charge |
Monthly
Withdrawals |
Monthly
Deposits |
| $2,500 & above |
Market |
No Monthly Fee |
*6 free then $10 per
withdrawal |
20 free then $ .15 each |
| $-0- to
$2500 |
-0- |
$10.00 |
Same |
Same |
|
Below $-0- |
-0- |
$13.00 |
Same |
Same |
*Federal regulations require that we enforce the
transaction restriction.
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Accounts can be set up to accept MasterCard or Visa
deposits.
| Service |
Fee |
| Maintenance |
$7.00/month
if balance remains greater than $-0- $10.00/month if balance goes below
$-0- |
| Debit Processing |
$ .10/item |
| Credit Processing |
$ .12/item |
| Earning Credit |
$ .10/$100 average available
balance |
| Return Items |
$3.00/item |
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If you write fewer checks per month, and would like
to earn interest on your balance, you may be interested in a NOW Account.*
Minimum
Balance |
Interest
Rate |
Monthly
Charge |
Per Item Charge |
| $2,500 & above |
Market |
No monthly Fee |
20 free then
$ .20 each |
| $1,000 - $2,499 |
Market |
$10.00 |
$ .20 each |
| $999 - $-0- |
-0- |
$10.00 |
$ .20 each |
| Below $-0- |
-0- |
$13.00 |
$ .20 each |
* Not available to corporations or partnerships
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Non Interest Bearing account
available to our 50+ customers.
| Minimum Balance |
Monthly Charge |
| $-0- and above |
No monthly fee |
| Below $-0- |
$3.00 |
No charge for travelers checks, cashiers checks and money orders.
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Minimum
Balance |
Interest
Rate |
Monthly
Charge |
| $7500 & above |
Market |
No Monthly Fee |
| $7500 to $ 0 |
Market |
$25.00 |
| Below $-0- |
-0- |
$28.00 |
Free Basic checks
No monthly fee for Check Card
Not available for Corporate or
Partnership Accounts.
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| Service |
Fee |
| NSF or Overdraft |
$28.00 |
| Stop Payment |
$22.00 |
| Telephone Transfer |
$1.00* |
| Telephone Inquiries |
$1.00* |
| Account Research, Checkbook
Balancing |
$20.00/Hour ($10.00 min.) |
* Free of charge by using
TELEBANK-24, our 24 hour banking by phone or online banking.
Early closeout charge of $20.00 applies to
accounts closed within 6 months of opening.
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